Reduce Your Housing Expenses
Rental income from another unit can help offset the cost of owning your home.
First Time Homebuyer Strategies
Your First Home.
Your First Income Property.
Live in One Unit. Rent the Other. Build Your Future.
Why pay the entire mortgage yourself when you could own a property where rental income helps cover your housing expenses?
Your first home can be more than a place to live. It can become your first income producing real estate investment.
Explore how purchasing a duplex, triplex, or fourplex can create financial flexibility and establish the foundation for long term wealth.
1341 Pine Avenue · East Point, GA 30344
See the Property.
See the Possibilities.
One unit is upstairs with its entrance at the front of the house. The second unit is downstairs with its entrance at the rear. See how fresh paint, refreshed finishes, and thoughtful landscaping can change the way a property feels.
AI conceptual improvements illustrate how fresh paint, landscaping, lawn restoration, lighting, and refreshed entrance finishes could beautify the property. Images are illustrative, may alter architectural details, and do not show completed renovations.
Understand the possibility
One property.
Two ways it serves you.
| Illustrative negotiated purchase price | $320,000 |
| FHA down payment, 3.5% | $11,200 |
| Illustrative interest rate | 6.00% |
| Loan term | 30 years |
| Estimated monthly payment | Approximately $2,539 |
| Estimated monthly rent from second unit | $1,550 |
| Estimated buyer contribution | Approximately $989 |
The renovation opportunity
See Beyond the Property’s Current Condition.
A property’s appearance does not always reflect its potential.
The FHA 203(k) renovation program may allow eligible buyers to combine the purchase of a home with financing for qualifying improvements.
Imagine refreshing the exterior, improving landscaping, updating finishes, and creating a property that better reflects your lifestyle and long term investment vision.
The financial illustration above does not include additional renovation financing. Any financed improvements would require a revised payment estimate.
Improvements are subject to program, lender, property, and project requirements. Learn about FHA 203(k) from HUD.
A first purchase with a future
Think Like an Investor From Your First Purchase.
Build Equity
The principal portion of your mortgage payments contributes toward ownership of a real estate asset. Property values can rise or fall.
Create Financial Flexibility
Reducing the portion of housing expenses paid from employment income can provide additional financial options.
Prepare for Your Next Investment
Your first property can become the foundation for a larger real estate portfolio.
What If Your First Home Could Help Pay for Itself?
Explore a homeownership strategy designed around your lifestyle, financial goals, and long term real estate ambitions.
Explore Your Homeownership StrategyCharmaine Monroe
Real Estate Development & Investment Strategist
Seeing the Possibilities.
Strategy First. Financing When You’re Ready.
1341 Pine Avenue, East Point, GA 30344. Listing provided courtesy of Caprice Little, HomeSmart. Source: Zillow listing, Georgia MLS 10874715. Current MLS listing reference.
For education only. This is not a loan offer, approval, investment recommendation, or guarantee of rental income, savings, appreciation, or returns. Actual costs, terms, and results vary. AI generated concepts are illustrative only. Consulting and education are separate from mortgage services. Equal Housing Opportunity.