:root{--navy:#0a2a21;--green:#123c2f;--gold:#a77927;--champagne:#d6ba8c;--champagne-light:#ead8b8;--ivory:#fbf6ec;--ink:#26302b;--paper:#fffdf8}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,sans-serif;line-height:1.55}
h1,h2,h3{font-family:Georgia,serif;font-weight:500;line-height:1.05;margin:0 0 16px}
h1{font-size:clamp(3rem,7vw,6.2rem)}
h2{font-size:clamp(2rem,4vw,3.5rem)}
h3{font-size:1.55rem}
p{margin:0 0 18px}
.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.eyebrow{font-size:.76rem;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);font-weight:700}
.site-header{background:rgba(255,253,248,.98);position:relative;z-index:20;border-bottom:1px solid #dfcba8}
.logo-masthead{display:flex;justify-content:center;align-items:center;padding:8px 20px;border-bottom:1px solid #e5ded2;background:var(--paper)}
.logo-masthead img{display:block;width:126px;height:84px;object-fit:contain;mix-blend-mode:multiply}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:58px}
.brand{display:flex;align-items:center;text-decoration:none;color:var(--navy)}
.site-header .brand img{display:block;width:255px;height:auto;mix-blend-mode:multiply}
.mark{font:italic 2.25rem Georgia;color:var(--gold);margin-right:11px}
.brand-text strong{display:block;letter-spacing:.16em;font:1rem Georgia}
.brand-text small{font-size:.48rem;letter-spacing:.16em}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{text-decoration:none;color:var(--ink);font-size:.9rem}
.nav-links a.apply-now-link{background:var(--navy);border-color:var(--navy);color:#fff!important;white-space:nowrap}
.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 25px;background:var(--gold);color:white!important;text-decoration:none;border-radius:3px;border:1px solid var(--gold);font-weight:700;font-size:.9rem}
.button.outline{background:transparent;color:var(--navy)!important}
.menu-btn{display:none;background:none;border:0;font-size:1.4rem}
.hero{min-height:620px;display:flex;align-items:center;background:linear-gradient(90deg,rgba(248,244,235,.98) 0%,rgba(248,244,235,.88) 37%,rgba(248,244,235,.06) 65%),url('assets/hero.jpg') center/cover no-repeat}
.hero-copy{max-width:610px;padding:80px 0}
.hero p{font-size:1.12rem;max-width:535px}
.actions{display:flex;gap:16px;flex-wrap:wrap}
.section{padding:76px 0}
.section-head{text-align:center;max-width:700px;margin:0 auto 34px}
.path-grid,.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:white;border:1px solid #ded7ca;box-shadow:0 8px 24px rgba(10,31,46,.08);overflow:hidden}
.card img{width:100%;height:185px;object-fit:cover}
.card-body{padding:28px;text-align:center}
.card-body p{min-height:74px}
.card .button{width:100%;background:var(--navy);border-color:var(--navy)}
.card:nth-child(2) .button{background:var(--green);border-color:var(--green)}
.card:nth-child(3) .button{background:var(--gold);border-color:var(--gold)}
.strategy-band{background:var(--ivory)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid #ddd3c3}
.checklist li:before{content:'◇';position:absolute;left:3px;color:var(--gold);font-size:1.3rem}
.construction{padding:0;background:#f3eee4}
.construction img{width:100%;height:100%;min-height:390px;object-fit:cover}
.construction .copy{padding:70px}
.question-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.question{background:white;border:1px solid #ddd3c3;padding:18px}
.about{background:var(--navy);color:white}
.about img{width:100%;max-height:480px;object-fit:cover;object-position:center top}
.quote{font:italic 1.75rem Georgia;border-left:1px solid var(--gold);padding-left:34px}
.resources{background:#fbf8f1}
.resource{padding:22px;background:white;border-top:3px solid var(--gold)}
.cta{text-align:center;background:var(--navy);color:white;padding:46px 20px}
footer{padding:35px 0;background:#f4efe5}
.footer-row{display:flex;justify-content:space-between;gap:20px;align-items:center}
.site-footer{padding:34px 0;background:var(--ivory);border-top:1px solid #dfcba8}
.footer-grid{display:grid;grid-template-columns:1fr auto;gap:36px;align-items:start}
.site-footer strong{font-family:Georgia,serif;color:var(--navy);font-size:1.1rem;font-weight:500}
.site-footer p{margin:8px 0 0;font-size:.8rem;line-height:1.6}
.site-footer a{color:var(--navy);text-decoration:none}
.site-footer a:hover{text-decoration:underline;text-underline-offset:4px}
.footer-links{display:flex;flex-direction:column;align-items:flex-start;gap:8px;font-size:.82rem}
.footer-links small{margin-top:5px;color:#636b67;line-height:1.45}
.footer-credentials{color:#4d5660}
.page-hero{padding:100px 0 70px;background:var(--ivory);border-bottom:1px solid #dfcba8}
.page-hero p{max-width:700px;font-size:1.1rem}
.page-hero .split>img{display:block;width:100%;max-height:520px;object-fit:cover;object-position:center top;border:1px solid #dfcba8}
.section-soft{background:#f5efe2}
.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.service{padding:30px;border:1px solid #ddd3c3;background:white}
.service-featured{background:var(--green);color:#fff!important;border-color:var(--green)!important}
.inner-page .service-featured h3{color:#fff}
.service-link{display:inline-block;margin-top:6px;color:var(--champagne)!important;font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:3px}
.service-link:hover{text-decoration:none;border-bottom-width:2px}
.callout{display:flex;align-items:center;justify-content:space-between;gap:40px;padding:42px;border:1px solid #dfcba8;background:var(--ivory)}
.callout h2{font-size:clamp(2rem,3.5vw,3rem)}
.callout p:last-child{margin-bottom:0}
.notice{padding:24px;background:#f5efe2;border-left:4px solid var(--gold)}
.investment-paths{background:#fffdf8}
.investment-path-grid{display:grid;grid-template-columns:1fr 1fr;border:1px solid #d9c8a8}
.investment-path{padding:clamp(36px,5vw,66px);background:#f6f1e7;scroll-margin-top:30px}
.investment-path-dark{background:#123c2f;color:#fff}
.investment-path h2{font-size:clamp(2.2rem,4vw,3.8rem);margin-top:18px}
.investment-path-dark h2{color:#fff}
.investment-path p{font-size:1.05rem;line-height:1.7}
.investment-label{display:inline-block;color:#a77927;font-size:.76rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;border-bottom:1px solid currentColor;padding-bottom:8px}
.investment-path-dark .investment-label{color:#d6ba8c}
.investment-path .button{margin-top:12px}
.investment-details{background:#fbf8f1}
.financing-hero h1{max-width:930px;font-size:clamp(3rem,6vw,5.6rem)}
.financing-hero .button{margin-top:12px}
.financing-paths{background:#fffdf8}
.financing-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.financing-card{display:flex;flex-direction:column;min-height:360px;padding:34px 30px;border:1px solid #d9c8a8;background:#f6f1e7;scroll-margin-top:30px}
.financing-card:nth-child(2){background:#123c2f;color:#fff;border-color:#123c2f}
.financing-card span{color:#8d682b;font-size:.74rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase}
.financing-card:nth-child(2) span{color:#d6ba8c}
.financing-card:nth-child(2) h2{color:#fff}
.financing-card h2{font-size:2rem;margin:28px 0 18px}
.financing-card p{line-height:1.7}
.financing-card a{margin-top:auto;align-self:flex-start}
.financing-card:nth-child(2) .button{background:#d6ba8c;border-color:#d6ba8c;color:#123c2f!important}
.investor-financing-hero{background:transparent}
.financing-process{background:#f5efe2}
.financing-disclosure{padding:28px 0;background:#f4efe5;border-top:1px solid #ddd3c3}
.financing-disclosure p{margin:0;font-size:.82rem;line-height:1.65;color:#4d5660}
.multigenerational-section{background:#f5efe2}
.multigenerational-grid{display:grid;grid-template-columns:minmax(320px,1fr) 1.1fr;gap:64px;align-items:center}
.multigenerational-image img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover;border:1px solid #d9c8a8}
.multigenerational-options{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:28px 0 24px}
.multigenerational-options article{padding:22px;background:var(--paper);border:1px solid #d9c8a8}
.multigenerational-options h3{font-size:1.35rem}
.multigenerational-options p{font-size:.95rem;margin-bottom:0}
.occupancy-note{padding:18px 20px;border-left:4px solid var(--gold);background:#fffdf8;font-size:.94rem}
.legal-hero h1{font-size:clamp(3rem,6vw,5rem)}
.legal-copy{max-width:850px}
.legal-copy h2{font-size:1.8rem;margin-top:38px}
.legal-copy h2:first-child{margin-top:0}
.legal-copy a{color:var(--green);font-weight:700}
.legal-updated{margin-top:44px;color:#636b67;font-size:.85rem}
.contact-primary{background:var(--champagne-light)}

/* Shared inner-page brand system: one palette, alternating logo-inspired treatments */
.inner-page{background:var(--paper);color:var(--ink)}
.inner-page .nav{justify-content:center}
.inner-page .nav-links{justify-content:center}
.inner-page h1,.inner-page h2,.inner-page h3{color:var(--navy)}
.inner-page .investment-path-dark,
.inner-page .investment-path-dark h2,
.inner-page .investment-path-dark h3{color:#fff}
.inner-page .site-header .button,.inner-page .button{background:var(--gold);border-color:var(--gold)}
.inner-page .service,.inner-page .financing-card,.inner-page .notice{border-color:#dfcba8}
.page-theme-cream .page-hero{background:linear-gradient(135deg,#fffdf8 0%,#fbf6ec 72%,#ead8b8 150%)}
.page-theme-champagne .page-hero{background:radial-gradient(circle at 85% 15%,#ead8b8 0,#d6ba8c 52%,#caa976 100%)}
.page-theme-champagne .page-hero .eyebrow{color:#76572f}
.page-theme-green .page-hero{background:linear-gradient(135deg,#0a2a21 0%,#123c2f 72%,#235944 100%);color:#fff;border-bottom-color:#d6ba8c}
.page-theme-green .page-hero h1,.page-theme-green .page-hero h2,.page-theme-green .page-hero h3{color:#fff}
.page-theme-green .page-hero .eyebrow{color:var(--champagne)}
.page-theme-green .page-hero img{border:1px solid rgba(214,186,140,.65)}
.inner-page .cta{background:var(--green)}
.inner-page .cta h2{color:#fff}
.inner-page footer{background:var(--ivory)}

/* About Charmaine: founder-led, credential-forward presentation */
.about-hero{padding:70px 0;background:linear-gradient(135deg,#fffdf8 0%,#fbf6ec 76%,#ead8b8 145%);border-bottom:1px solid #dfcba8}
.about-hero-grid{display:grid;grid-template-columns:minmax(340px,.86fr) 1.14fr;gap:72px;align-items:center}
.about-portrait{position:relative;max-width:500px}
.about-portrait:before{content:'';position:absolute;inset:22px -22px -22px 22px;background:var(--champagne)}
.about-portrait img{position:relative;display:block;width:100%;height:640px;object-fit:cover;object-position:center 22%;border:1px solid #caa976}
.about-intro h1{font-size:clamp(3rem,5.2vw,5.35rem);letter-spacing:-.035em}
.about-intro>p:not(.eyebrow){max-width:690px;font-size:1.08rem;line-height:1.72}
.credential-row{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin-top:34px;background:#cfbd9c;border:1px solid #cfbd9c}
.credential-row div{padding:19px 17px;background:var(--paper)}
.credential-row strong,.credential-row span{display:block}
.credential-row strong{font-family:Georgia,serif;color:var(--navy);font-size:1.25rem;font-weight:500}
.credential-row span{margin-top:5px;color:#4d5660;font-size:.8rem;line-height:1.45}
.about-section-head{max-width:810px;margin-bottom:38px}
.about-section-head>p:last-child{max-width:720px;font-size:1.05rem}
.expertise-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:#d9c8a8;border:1px solid #d9c8a8}
.expertise-grid article{padding:32px;background:#fffdf8}
.expertise-grid h3{font-size:1.65rem}
.expertise-grid p{margin-bottom:0;line-height:1.7}
.about-philosophy{display:grid;grid-template-columns:1.1fr .9fr;gap:72px;align-items:center}
.about-philosophy blockquote{margin:0;padding:6px 0 6px 34px;border-left:2px solid var(--gold);font:italic 1.65rem/1.5 Georgia,serif;color:var(--navy)}

/* Private equity consulting */
.capital-hero{padding:86px 0}
.capital-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:74px;align-items:end}
.capital-hero h1{max-width:820px;font-size:clamp(3.4rem,6vw,6.15rem)}
.capital-hero p{font-size:1.08rem;line-height:1.75}
.capital-hero .button{margin-top:12px}
.capital-principle{padding:34px;border:1px solid rgba(214,186,140,.7);background:rgba(255,255,255,.06)}
.capital-principle span{display:block;margin-bottom:18px;color:var(--champagne);font-size:.76rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase}
.capital-principle p{margin:0;color:#fff;font:1.3rem/1.55 Georgia,serif}
.capital-section-head{max-width:800px;margin-bottom:38px}
.capital-section-head>p:last-child{max-width:740px;font-size:1.05rem;line-height:1.72}
.capital-fit-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:74px;align-items:start}
.capital-fit-list{list-style:none;padding:0;margin:0;border-top:1px solid #cfbd9c}
.capital-fit-list li{position:relative;padding:18px 18px 18px 36px;border-bottom:1px solid #cfbd9c;font-size:1.02rem}
.capital-fit-list li:before{content:'◇';position:absolute;left:4px;color:var(--gold);font-size:1.3rem}
.capital-process{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#d9c8a8;border:1px solid #d9c8a8}
.capital-process article{padding:30px;background:#fffdf8}
.capital-process span{display:block;margin-bottom:22px;color:var(--gold);font-size:.78rem;font-weight:700;letter-spacing:.16em}
.capital-process h3{font-size:1.55rem}
.capital-process p{margin-bottom:0;line-height:1.7}
.capital-disclosure{padding:28px 0;background:#f4efe5;border-top:1px solid #ddd3c3}
.capital-disclosure p{margin:0;font-size:.82rem;line-height:1.65;color:#4d5660}
.collaboration-band{padding:24px 0;background:var(--champagne);border-bottom:1px solid #c6a46b}
.collaboration-band-inner{display:flex;justify-content:space-between;gap:34px;align-items:center}
.collaboration-band span{color:var(--navy);font-size:.74rem;font-weight:700;letter-spacing:.17em;text-transform:uppercase}
.collaboration-band p{margin:0;color:var(--navy);font-family:Georgia,serif;font-size:1.12rem;text-align:right}
.advisor-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.advisor-grid article{padding:34px;background:#fffdf8;border:1px solid #d9c8a8}
.advisor-grid article>span{display:block;margin-bottom:22px;color:var(--gold);font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase}
.advisor-grid h3{font-size:2rem;margin-bottom:8px}
.advisor-title{color:#59635e;font-weight:700}
.advisor-grid ul{list-style:none;padding:0;margin:24px 0 0}
.advisor-grid li{position:relative;padding:10px 0 10px 26px;border-bottom:1px solid #e2d8c8}
.advisor-grid li:before{content:'◇';position:absolute;left:0;color:var(--gold)}
/* Multigenerational, aging-in-place, and small multifamily strategies */
.living-hero{padding:70px 0;background:linear-gradient(135deg,#fffdf8 0%,#fbf6ec 72%,#ead8b8 145%);border-bottom:1px solid #dfcba8}
.living-hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:68px;align-items:center}
.living-hero h1{font-size:clamp(3.2rem,5.5vw,5.8rem)}
.living-hero p:not(.eyebrow){max-width:650px;font-size:1.08rem;line-height:1.72}
.living-hero img{display:block;width:100%;height:560px;object-fit:cover;border:1px solid #cfbd9c}
.living-intro{padding:58px 0}
.living-intro-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:start}
.living-path-links{display:flex;flex-direction:column;border-top:1px solid #cfbd9c}
.living-path-links a{display:flex;gap:18px;align-items:center;padding:18px 0;color:var(--navy);text-decoration:none;border-bottom:1px solid #cfbd9c;font-weight:700}
.living-path-links span{color:var(--gold);font-size:.76rem;letter-spacing:.12em}
.strategy-story{display:grid;grid-template-columns:1.08fr .92fr;min-height:600px;background:#fffdf8;scroll-margin-top:24px}
.strategy-story-reverse .strategy-visual{order:2}
.strategy-story-reverse .strategy-copy{order:1;background:var(--green);color:#fff}
.strategy-story-reverse .strategy-copy h2{color:#fff}
.strategy-story-reverse .strategy-copy .eyebrow,.strategy-story-reverse .strategy-number{color:var(--champagne)}
.strategy-visual img{display:block;width:100%;height:100%;min-height:600px;object-fit:cover}
.strategy-copy{display:flex;flex-direction:column;justify-content:center;padding:clamp(42px,6vw,84px);background:#f5efe2}
.strategy-copy h2{font-size:clamp(2.4rem,4vw,4.25rem)}
.strategy-copy>p:not(.eyebrow){font-size:1.04rem;line-height:1.72}
.strategy-number{margin-bottom:26px;color:var(--gold);font-size:.78rem;font-weight:700;letter-spacing:.18em}
.strategy-checklist{list-style:none;padding:0;margin:18px 0 0}
.strategy-checklist li{position:relative;padding:12px 0 12px 30px;border-bottom:1px solid rgba(167,121,39,.3)}
.strategy-checklist li:before{content:'◇';position:absolute;left:0;color:var(--gold);font-size:1.2rem}
.strategy-story-reverse .strategy-checklist li{border-bottom-color:rgba(214,186,140,.35)}
.strategy-story-reverse .strategy-checklist li:before{color:var(--champagne)}
.decision-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:#d9c8a8;border:1px solid #d9c8a8}
.decision-grid article{padding:30px;background:#fffdf8}
.decision-grid span{display:block;margin-bottom:18px;color:var(--gold);font-size:.76rem;font-weight:700;letter-spacing:.15em}
.decision-grid h3{font-size:1.55rem}
.decision-grid p{margin-bottom:0;line-height:1.7}
@media(max-width:800px){.logo-masthead{padding:6px 16px}.logo-masthead img{width:104px;height:70px}.site-header .brand img{width:205px}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:white;padding:24px;flex-direction:column}
.nav-links.open{display:flex}
.menu-btn{display:block}
.hero{min-height:560px;background:linear-gradient(rgba(248,244,235,.92),rgba(248,244,235,.82)),url('assets/hero.jpg') center/cover}
.path-grid,.resource-grid,.split,.service-grid,.financing-grid,.multigenerational-grid,.multigenerational-options,.footer-grid{grid-template-columns:1fr}
.construction .copy{padding:45px 20px}
.card-body p{min-height:0}
.footer-row{flex-direction:column;text-align:center}
.footer-grid{gap:22px}.footer-links{align-items:flex-start}
.callout{align-items:flex-start;flex-direction:column;padding:30px}
.collaboration-band-inner{align-items:flex-start;flex-direction:column}
.collaboration-band p{text-align:left}
.advisor-grid{grid-template-columns:1fr}
.living-hero-grid,.living-intro-grid,.strategy-story,.decision-grid{grid-template-columns:1fr}
.strategy-story-reverse .strategy-visual,.strategy-story-reverse .strategy-copy{order:initial}
.strategy-visual img{min-height:0;aspect-ratio:4/3}
}

/* Homepage concept: champagne, forest green, ivory */
.home-page{--forest:#123c2f;--forest-deep:#0a2a21;--champagne:#d6ba8c;--champagne-light:#ead8b8;--cream:#fbf6ec;--warm-white:#fffdf8;--charcoal:#26302b;color:var(--charcoal);background:var(--warm-white);font-family:Arial,sans-serif}
.home-page h1,.home-page h2,.home-page h3{font-family:Georgia,serif;color:var(--forest-deep);font-weight:400}
.home-shell{width:min(1180px,calc(100% - 48px));margin:0 auto}
.home-header{background:var(--forest-deep);position:relative;z-index:20}
.home-nav-wrap{min-height:62px;background:var(--forest-deep);display:flex;align-items:center;justify-content:center;padding:0 24px}
.home-nav{display:flex;align-items:center;justify-content:center;gap:34px}
.home-nav a{color:#fff;text-decoration:none;font-size:.9rem;letter-spacing:.03em}
.home-nav a:hover{text-decoration:underline;text-underline-offset:5px}
.home-nav .nav-cta{background:var(--champagne);color:var(--forest-deep);padding:12px 20px;font-weight:700;text-decoration:none}
.home-nav .apply-now-link{background:var(--champagne);color:var(--forest-deep)}
.home-menu-btn{display:none;background:transparent;border:1px solid var(--champagne);color:#fff;padding:10px 16px;font-size:.9rem}
.home-hero{min-height:610px;display:grid;grid-template-columns:minmax(380px,44%) 1fr;background:#ddc49b}
.home-hero-copy{display:flex;flex-direction:column;align-items:center;justify-content:center;padding:42px clamp(32px,6vw,96px);background:radial-gradient(circle at 32% 24%,#ead8b7 0,#ddc49b 48%,#d3b88c 100%);overflow:hidden}
.hero-brand{display:flex;flex-direction:column;align-items:center;align-self:center;width:min(390px,100%);margin:0;color:var(--forest-deep);text-decoration:none}
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.hero-brand img{display:block;width:108%;height:auto;margin:-8px auto -50px;box-shadow:none}
.hero-wordmark{font-family:Georgia,serif;font-size:clamp(1.5rem,2.25vw,2rem);line-height:1;text-transform:uppercase;letter-spacing:.015em;white-space:nowrap}
.hero-strategies{display:flex;align-items:center;gap:14px;width:96%;margin-top:12px;font-family:Arial,sans-serif;font-size:.72rem;letter-spacing:.48em;text-transform:uppercase;color:#886738}
.hero-strategies i{height:1px;flex:1;background:#aa8955}
.hero-tagline{margin-top:13px;font-family:Arial,sans-serif;font-size:.56rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;white-space:nowrap}
.hero-tagline b{margin:0 .35em;color:#9b7842}
.home-hero h1{font-size:clamp(3.5rem,6.2vw,6.4rem);line-height:.94;letter-spacing:-.045em;margin-bottom:28px}
.home-kicker{color:#96713f;font-size:.76rem;line-height:1.4;font-weight:700;letter-spacing:.22em;text-transform:uppercase;margin-bottom:16px}
.home-lead{font-size:1.15rem;line-height:1.65;max-width:560px}
.home-hero-image{height:610px;overflow:hidden;background:var(--forest-deep)}
.home-hero-image img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 18%}
.home-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:14px}
.home-button{display:inline-flex;align-items:center;justify-content:center;background:var(--forest);border:1px solid var(--forest);color:#fff!important;text-decoration:none;padding:14px 24px;font-weight:700;font-size:.92rem}
.home-button-outline{background:transparent;color:var(--forest)!important}
.home-button-light{background:var(--champagne);border-color:var(--champagne);color:var(--forest-deep)!important}
.home-section{padding:92px 0}
.home-section-heading{text-align:center;max-width:720px;margin:0 auto 42px}
.home-section-heading h2{font-size:clamp(2.5rem,4vw,4rem);margin-bottom:14px}
.home-section-heading>p:last-child{font-size:1.05rem}
.home-paths{background:var(--warm-white)}
.home-path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.home-path-card{position:relative;min-height:360px;padding:36px 32px 32px;background:var(--cream);border:1px solid #dfcba8;display:flex;flex-direction:column}
.home-path-card:nth-child(2){background:var(--champagne-light)}
.home-path-card:nth-child(3){background:var(--forest);border-color:var(--forest);color:#fff}
.home-path-card:nth-child(3) h3,.home-path-card:nth-child(3) a{color:#fff}
.path-number{font-family:Georgia,serif;font-size:1rem;color:#9e7740;border-bottom:1px solid currentColor;padding-bottom:12px;margin-bottom:34px}
.home-path-card:nth-child(3) .path-number{color:var(--champagne)}
.home-path-card h3{font-size:2rem;margin-bottom:20px}
.home-path-card p{font-size:1rem;line-height:1.65}
.home-path-card a{margin-top:auto;color:var(--forest);font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:5px;align-self:flex-start}
.home-strategy{background:var(--champagne);padding:88px 0}
.home-strategy-grid{display:grid;grid-template-columns:1fr 1fr;gap:84px;align-items:center}
.home-strategy h2,.home-construction h2,.home-about h2,.home-financing h2,.home-cta h2{font-size:clamp(2.5rem,4.2vw,4.4rem)}
.home-strategy p:not(.home-kicker){font-size:1.05rem;line-height:1.7;max-width:570px}
.home-text-link{display:inline-block;color:var(--forest-deep);font-weight:700;text-decoration:none;border-bottom:1px solid var(--forest-deep);padding-bottom:4px}
.home-checklist{list-style:none;padding:0;margin:0;border-top:1px solid rgba(18,60,47,.3)}
.home-checklist li{position:relative;padding:15px 10px 15px 38px;border-bottom:1px solid rgba(18,60,47,.3)}
.home-checklist li:before{content:'◆';position:absolute;left:8px;color:var(--forest);font-size:.7rem;top:20px}
.home-capital{padding:66px 0;background:var(--forest-deep);color:#fff;border-top:1px solid rgba(214,186,140,.45)}
.home-capital-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:76px;align-items:center}
.home-capital h2{color:#fff;font-size:clamp(2.4rem,4vw,4.1rem)}
.home-capital .home-kicker{color:var(--champagne)}
.home-capital p:not(.home-kicker){font-size:1.05rem;line-height:1.72}
.home-capital .home-button{margin-top:14px}
.home-construction{display:grid;grid-template-columns:minmax(360px,42%) 1fr;background:var(--forest-deep);color:#fff}
.home-construction-image{min-height:690px;background:url('assets/homepage-construction.webp') center/cover no-repeat}
.home-construction-copy{display:flex;flex-direction:column;justify-content:center;padding:76px clamp(34px,5.5vw,88px)}
.home-construction h2{color:#fff}
.home-construction-copy>p:not(.home-kicker){font-size:1.05rem;line-height:1.72;max-width:710px}
.home-construction-options{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}
.home-construction-options article{display:flex;flex-direction:column;min-height:300px;padding:26px;border:1px solid rgba(211,184,140,.55);background:rgba(255,255,255,.035)}
.home-construction-options span{color:var(--champagne);font:1rem Georgia,serif}
.support-number{color:#76572f;font:700 1rem Georgia,serif}
.home-construction-options h3{color:#fff;font-size:2rem;margin:24px 0 14px}
.home-construction-options p{line-height:1.65}
.home-construction-options a{margin-top:auto;color:var(--champagne);font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:5px;align-self:flex-start}
.home-support{background:var(--cream)}
.home-support-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.home-support-grid article{display:flex;flex-direction:column;min-height:315px;padding:34px 30px;background:var(--warm-white);border:1px solid #dfcba8}
.home-support-grid article:nth-child(2){background:var(--forest);border-color:var(--forest);color:#fff}
.home-support-grid article:nth-child(2) h3,.home-support-grid article:nth-child(2) a{color:#fff}
.home-support-grid article:nth-child(2) .support-number{color:#efd6aa}
.home-support-grid article:nth-child(3){background:var(--champagne-light)}
.home-support-grid h3{font-size:1.8rem;margin:28px 0 16px}
.home-support-grid p{line-height:1.65}
.home-support-grid a{margin-top:auto;color:var(--forest);font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:5px;align-self:flex-start}
.home-about{background:var(--cream);padding:96px 0;overflow:hidden}
.home-about-grid{display:grid;grid-template-columns:minmax(320px,44%) 1fr;gap:78px;align-items:center}
.home-portrait-wrap{position:relative;max-width:500px;margin:0 auto}
.home-portrait-wrap:before{content:'';position:absolute;inset:24px -24px -24px 24px;background:var(--champagne)}
.home-portrait-wrap img{position:relative;display:block;width:100%;aspect-ratio:5/4;object-fit:cover;object-position:center 8%}
.home-about-copy>p:not(.home-kicker){font-size:1.05rem;line-height:1.72;max-width:620px}
.home-about blockquote{margin:28px 0;padding:0 0 0 24px;border-left:2px solid var(--champagne);font:italic 1.55rem/1.4 Georgia,serif;color:var(--forest)}
.home-resources{background:var(--warm-white)}
.home-resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.home-resource-grid article{padding:30px;border-top:4px solid var(--champagne);background:var(--cream);min-height:220px}
.home-resource-grid span{color:#96713f;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase}
.home-resource-grid h3{font-size:1.75rem;margin-top:22px}
.home-resource-grid p{line-height:1.65}
.home-resource-grid small{display:block;margin-top:24px;color:#765b37;font-size:.82rem;font-weight:700;letter-spacing:.04em}
.home-financing{background:var(--champagne);padding:86px 0}
.home-financing-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.home-financing-grid p:not(.home-kicker){font-size:1.05rem;line-height:1.72}
.home-financing-links{display:flex;flex-direction:column;align-items:flex-start;gap:13px;margin-top:22px}
.home-financing-links a{color:var(--forest-deep);font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:4px}
.home-cta{text-align:center;background:var(--forest);color:#fff;padding:72px 24px}
.home-cta h2{color:#fff;margin-bottom:28px}
.home-cta .home-kicker{color:var(--champagne)}
.home-cta-actions{display:flex;justify-content:center;flex-wrap:wrap;gap:14px}
.home-button-outline-light{background:transparent;border-color:var(--champagne);color:#fff!important}
.home-cta-financing{display:inline-block;margin-top:24px;color:var(--champagne);font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:4px}
.home-site-footer{background:var(--forest-deep);color:#fff;border-top-color:rgba(214,186,140,.45)}
.home-site-footer strong,.home-site-footer a{color:#fff}
.home-site-footer .footer-credentials,.home-site-footer small{color:rgba(255,255,255,.72)}

@media(max-width:900px){
  .home-hero{grid-template-columns:1fr}
  .home-hero-copy{min-height:430px;padding:40px 32px}
  .home-hero-image{height:440px}
  .home-path-grid{grid-template-columns:1fr}
  .home-path-card{min-height:300px}
  .home-strategy-grid,.home-capital-grid,.home-construction,.home-about-grid,.home-financing-grid{grid-template-columns:1fr}
  .investment-path-grid{grid-template-columns:1fr}
  .home-strategy-grid{gap:48px}
  .home-capital-grid{gap:34px}
  .home-construction-image{min-height:430px}
  .home-support-grid{grid-template-columns:1fr}
  .home-about-grid{gap:64px}
  .home-portrait-wrap{width:min(480px,calc(100% - 24px))}
  .home-resource-grid{grid-template-columns:1fr}
  .about-hero-grid{grid-template-columns:minmax(260px,.75fr) 1.25fr;gap:42px}
  .about-portrait img{height:560px}
  .credential-row{grid-template-columns:1fr}
}
@media(max-width:700px){
  .home-nav-wrap{justify-content:flex-end;min-height:54px}
  .home-menu-btn{display:block}
  .home-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--forest-deep);padding:26px;flex-direction:column;gap:22px}
  .home-nav.open{display:flex}
  .home-shell{width:min(100% - 32px,1180px)}
  .home-hero-copy{min-height:320px;padding:18px 24px}
  .hero-brand{width:min(320px,100%);margin:0}
  .hero-brand img{width:100%;margin:-6px auto -36px}
  .hero-wordmark{font-size:1.4rem}
  .hero-strategies{font-size:.64rem;letter-spacing:.38em}
  .hero-tagline{font-size:.48rem;letter-spacing:.1em}
  .home-hero h1{font-size:clamp(3rem,15vw,4.8rem)}
  .home-hero-image{height:360px}
  .home-hero-image img{object-position:center 12%}
  .home-section,.home-about{padding:70px 0}
  .home-strategy{padding:70px 0}
  .home-construction-copy{padding:60px 24px}
  .home-construction-options{grid-template-columns:1fr}
  .home-financing-grid{gap:34px}
  .home-about-copy{padding-top:14px}
  .home-site-footer .footer-grid{grid-template-columns:1fr;text-align:left}
  .about-hero{padding:44px 0 58px}
  .about-hero-grid,.about-philosophy{grid-template-columns:1fr}
  .about-hero-grid{gap:54px}
  .about-portrait{width:calc(100% - 20px);margin:0 auto}
  .about-portrait img{height:auto;aspect-ratio:4/5;object-position:center 18%}
  .about-intro h1{font-size:clamp(2.75rem,13vw,4.25rem)}
  .expertise-grid{grid-template-columns:1fr}
  .about-philosophy{gap:36px}
  .capital-hero-grid,.capital-fit-grid,.capital-process{grid-template-columns:1fr}
  .capital-hero-grid{gap:40px}
  .capital-hero h1{font-size:clamp(3rem,13vw,4.75rem)}
  .living-hero-grid,.living-intro-grid,.strategy-story,.decision-grid{grid-template-columns:1fr}
  .living-hero-grid{gap:42px}
  .living-hero img{height:auto;aspect-ratio:4/3}
  .strategy-story-reverse .strategy-visual,.strategy-story-reverse .strategy-copy{order:initial}
  .strategy-visual img{min-height:0;aspect-ratio:4/3}
  .strategy-copy{padding:48px 24px}
}

/* Educational playbooks */
.investment-path-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.investment-path{padding:clamp(28px,3.5vw,48px)}
.advisory-offer-grid,.resource-feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.advisory-offer-grid article,.resource-feature-grid article{display:flex;flex-direction:column;align-items:flex-start;padding:32px;background:var(--paper);border:1px solid #dfcba8}
.advisory-offer-grid span,.resource-feature-grid span{font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:#775b34;font-weight:700}
.advisory-offer-grid h3,.resource-feature-grid h3{margin:26px 0 15px;font-size:1.85rem}
.advisory-offer-grid p,.resource-feature-grid p{line-height:1.72}
.advisory-offer-grid a,.resource-feature-grid a{margin-top:auto;color:var(--green);font-weight:700;text-underline-offset:5px}
.advisory-distinction,.cm-resource-outlook{display:grid;grid-template-columns:1fr 1fr;gap:60px}
.advisory-distinction p,.cm-resource-outlook p{line-height:1.72}
.advisory-distinction .button,.cm-resource-outlook .button{margin-top:12px}
@media(max-width:1120px){
  .inner-page .nav{justify-content:flex-end}
  .inner-page .nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);padding:24px;flex-direction:column;gap:18px;align-items:center}
  .inner-page .nav-links.open{display:flex}
  .inner-page .menu-btn{display:block;color:var(--green);font-size:1rem;border:1px solid var(--champagne);padding:9px 14px}
}
@media(max-width:900px){
  .investment-path-grid,.advisory-offer-grid,.resource-feature-grid{grid-template-columns:1fr}
  .advisory-distinction,.cm-resource-outlook{grid-template-columns:1fr;gap:36px}
}

/* Educational playbooks */
.home-nav{gap:clamp(12px,1.8vw,26px)}
.home-nav a{white-space:nowrap}
.cm-hero{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(0,.94fr);grid-template-rows:auto 1fr;min-height:680px;background:var(--cream)}
.cm-hero-brand{grid-column:1;grid-row:1;padding:34px clamp(34px,5vw,90px) 0;text-align:left}
.cm-monogram{display:block;width:170px;margin:-30px 0 -27px -14px}
.cm-monogram img{display:block;width:100%;height:auto}
.cm-name{margin:0;color:var(--forest-deep);font:400 clamp(1.65rem,2.35vw,2.4rem)/1.1 Georgia,serif;letter-spacing:.04em;text-transform:uppercase}
.cm-role{max-width:410px;margin:12px 0 0;color:#735830;font-size:.78rem;font-weight:700;letter-spacing:.12em;line-height:1.55;text-transform:uppercase}
.cm-hero-copy{grid-column:1;grid-row:2;align-self:center;padding:16px clamp(34px,5vw,90px) 65px}
.cm-hero-copy .home-kicker{font-size:.79rem;letter-spacing:.14em}
.cm-hero-copy h1{max-width:620px;margin:16px 0 22px;color:var(--forest-deep);font-size:clamp(3.3rem,5.1vw,5.8rem);line-height:.99;letter-spacing:-.035em}
.cm-hero-copy>p:not(.home-kicker){max-width:590px;font-size:1.07rem;line-height:1.75}
.cm-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.cm-hero-photo{grid-column:2;grid-row:1/3;min-height:680px;background:var(--forest-deep);overflow:hidden}
.cm-hero-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 16%}
.cm-intro{padding:86px 0}
.cm-intro-grid{display:grid;grid-template-columns:.88fr 1.12fr;gap:clamp(40px,7vw,110px);align-items:start}
.cm-intro h2,.cm-section-head h2,.cm-opportunities h2,.cm-education h2{font-size:clamp(2.7rem,4vw,4.4rem);line-height:1.08}
.cm-intro p:not(.home-kicker){font-size:1.08rem;line-height:1.75;margin:0 0 20px}
.cm-intro .home-text-link{margin-top:8px}
.cm-framework{padding:92px 0;background:var(--forest-deep);color:#fff}
.cm-framework h2,.cm-framework h3{color:#fff}
.cm-framework .home-kicker{color:var(--champagne)}
.cm-section-head{max-width:750px;margin-bottom:38px}
.cm-section-head h2{margin-bottom:18px}
.cm-section-head>p:last-child{font-size:1.06rem;line-height:1.7}
.cm-framework-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));list-style:none;gap:0;margin:0;padding:0;border-top:1px solid rgba(214,186,140,.45);border-left:1px solid rgba(214,186,140,.45)}
.cm-framework-grid li{padding:28px 30px 36px;border-right:1px solid rgba(214,186,140,.45);border-bottom:1px solid rgba(214,186,140,.45)}
.cm-framework-grid span,.cm-advisory-grid span{color:var(--champagne);font:1.15rem Georgia,serif}
.cm-framework-grid h3{margin:28px 0 12px;font-size:1.65rem}
.cm-framework-grid p{margin:0;line-height:1.65;color:#f0ebe2}
.cm-opportunities{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);background:var(--forest);color:#fff}
.cm-opportunities-photo{min-height:650px;background:url('assets/homepage-construction.webp') center/cover no-repeat}
.cm-opportunities-copy{padding:clamp(60px,6vw,100px) clamp(34px,6vw,100px)}
.cm-opportunities .home-kicker{color:var(--champagne)}
.cm-opportunities h2{color:#fff}
.cm-opportunities p:not(.home-kicker){max-width:620px;font-size:1.06rem;line-height:1.7}
.cm-opportunities ul{columns:2;column-gap:42px;margin:28px 0 34px;padding-left:20px}
.cm-opportunities li{break-inside:avoid;padding:0 0 12px;line-height:1.5}
.cm-advisory{background:var(--warm-white)}
.cm-advisory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-bottom:28px}
.cm-advisory-grid article{padding:30px;background:var(--cream);border-top:3px solid var(--champagne)}
.cm-advisory-grid h3{font-size:1.8rem;line-height:1.15;margin:25px 0 14px}
.cm-advisory-grid p{line-height:1.7}
.cm-education{background:var(--champagne-light)}
.cm-education-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(40px,7vw,100px);align-items:center}
.cm-education-grid>div:first-child>p:not(.home-kicker){font-size:1.06rem;line-height:1.75}
.cm-education .home-button{margin-top:15px}
.cm-education-feature{padding:38px;background:var(--cream);border:1px solid #d0b588}
.cm-education-feature span{font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.13em;color:#75582f}
.cm-education-feature h3{font-size:2rem;line-height:1.2;margin:18px 0}
.cm-education-feature p{line-height:1.7}
.cm-education-feature a{display:inline-block;margin-top:14px;color:var(--forest);font-weight:700;text-underline-offset:5px}
.home-cta p:not(.home-kicker){font-size:1.05rem;line-height:1.7;margin:0 auto 26px;max-width:600px}
.home-cta h2{margin-bottom:16px}
.home-hero{min-height:720px}
.home-hero-copy{align-items:flex-start;padding:48px clamp(30px,4.5vw,78px)}
.home-hero .hero-brand{width:min(320px,100%);align-self:flex-start}
.home-hero .hero-brand img{margin:-12px auto -45px}
.home-hero .hero-wordmark{font-size:clamp(1.4rem,2vw,1.8rem)}
.home-hero .hero-strategies{font-size:.61rem}
.hero-role{margin:25px 0 0;color:#705431;font-size:.72rem;font-weight:700;letter-spacing:.14em;line-height:1.5;text-transform:uppercase}
.home-hero h1{font-size:clamp(2.85rem,4vw,4.3rem);line-height:1.02;margin:15px 0 13px;max-width:620px}
.hero-promise{color:var(--forest-deep);font-weight:700;font-size:1.05rem;line-height:1.45;margin:0 0 10px}
.hero-intro{max-width:560px;line-height:1.65;font-size:1rem;margin:0}
.home-hero .cm-hero-actions{margin-top:24px}
.home-hero .home-button{padding:12px 17px;font-size:.83rem}
.home-hero-image{height:720px}
.cm-opportunities{display:block;background:var(--cream);color:var(--charcoal);padding:78px 0}
.cm-opportunities-copy{padding:0}
.cm-opportunities .home-kicker{color:#96713f}
.cm-opportunities h2{color:var(--forest-deep)}
.cm-opportunities p:not(.home-kicker){max-width:760px}
.cm-opportunities ul{columns:3;column-gap:55px;max-width:1050px}
.cm-opportunities .home-button-light{background:var(--forest);border-color:var(--forest);color:#fff!important}
@media(max-width:1100px){
  .home-nav-wrap{justify-content:flex-end;min-height:62px}
  .home-menu-btn{display:block}
  .home-nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--forest-deep);padding:25px;flex-direction:column;gap:18px;align-items:center}
  .home-nav.open{display:flex}
}
@media(max-width:900px){
  .home-hero-copy{align-items:center;min-height:0;padding:35px 32px 50px}
  .home-hero .hero-brand{align-self:center}
  .home-hero-image{height:510px}
  .cm-opportunities ul{columns:2}
  .cm-hero{grid-template-columns:1fr;grid-template-rows:auto auto auto}
  .cm-hero-brand{grid-column:1;grid-row:1;padding:22px 32px 24px}
  .cm-hero-photo{grid-column:1;grid-row:2;min-height:0;height:440px}
  .cm-hero-copy{grid-column:1;grid-row:3;padding:48px 32px 64px}
  .cm-hero-photo img{object-position:center 14%}
  .cm-intro-grid,.cm-education-grid{grid-template-columns:1fr;gap:25px}
  .cm-framework-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .cm-opportunities{grid-template-columns:1fr}
  .cm-opportunities-photo{min-height:390px}
  .cm-advisory-grid{grid-template-columns:1fr}
}
@media(max-width:600px){
  .home-hero-copy{padding:25px 24px 38px;align-items:flex-start}
  .home-hero .hero-brand{align-self:center}
  .home-hero h1{font-size:clamp(2.7rem,10vw,3.8rem)}
  .home-hero .cm-hero-actions{flex-direction:column;align-items:stretch;width:100%}
  .home-hero-image{height:390px}
  .cm-opportunities ul{columns:1}
  .cm-hero-brand{padding:18px 24px 24px}
  .cm-monogram{width:128px;margin:-30px 0 -25px -11px}
  .cm-name{font-size:1.6rem}
  .cm-role{font-size:.72rem;letter-spacing:.08em;margin-top:8px}
  .cm-hero-photo{height:350px}
  .cm-hero-copy{padding:42px 24px 60px}
  .cm-hero-copy h1{font-size:clamp(3.15rem,13vw,4.5rem)}
  .cm-hero-actions{flex-direction:column;align-items:stretch}
  .cm-hero-actions .home-button{text-align:center}
  .cm-intro{padding:70px 0}
  .cm-framework{padding:70px 0}
  .cm-framework-grid{grid-template-columns:1fr}
  .cm-opportunities-photo{min-height:300px}
  .cm-opportunities-copy{padding:58px 24px}
  .cm-opportunities ul{columns:1}
  .cm-advisory-grid article{padding:27px}
  .cm-education-feature{padding:28px}
}

/* Educational playbooks */
.playbook-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.playbook-card{padding:32px;background:var(--paper);border:1px solid #d9c8a8;display:flex;flex-direction:column;align-items:flex-start}
.playbook-card h3{margin:18px 0}.playbook-card p{flex:1}.playbook-card .eyebrow{letter-spacing:.12em}.playbook-feature{background:var(--green);color:white}.inner-page .playbook-feature h3{color:white}.playbook-feature .eyebrow{color:var(--champagne)}.playbook-status{font-size:.9rem;color:#5a665e}
.playbook-hero{padding:44px 0 72px;background:var(--ivory)}.playbook-hero .wrap{max-width:1180px}.playbook-hero h1{font-size:clamp(2.9rem,6.8vw,5.9rem);max-width:940px}.playbook-hero p:not(.eyebrow){max-width:720px;font-size:1.12rem}.playbook-hero .playbook-intro{font-family:Georgia,serif;font-size:clamp(1.4rem,2.7vw,2rem)!important;color:var(--green);line-height:1.3}.breadcrumbs{font-size:.86rem;margin:0 0 38px;color:#59645e}.breadcrumbs a{color:var(--green);text-underline-offset:3px}.breadcrumbs span{padding:0 7px}
.playbook-principle{background:var(--green);color:white;padding:24px 0}.playbook-principle .wrap{display:flex;gap:22px;align-items:baseline}.playbook-principle strong{font:1.35rem Georgia;white-space:nowrap}.playbook-principle span{font-size:.98rem}
.playbook-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:clamp(35px,6vw,90px);align-items:start}.playbook-index{position:sticky;top:20px;padding:24px;background:#f7f1e7;border-top:3px solid var(--gold)}.playbook-index nav{display:grid;gap:5px}.playbook-index a{color:var(--green);text-decoration:none;padding:6px 0;font-size:.9rem}.playbook-index a:hover,.playbook-index a:focus{text-decoration:underline}.playbook-chapters{max-width:770px}.decision{scroll-margin-top:25px;padding:0 0 42px;margin:0 0 44px;border-bottom:1px solid #d9c8a8}.decision:last-child{border-bottom:0;margin-bottom:0}.decision-number{display:block;color:#86601f;font-size:.77rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;margin-bottom:14px}.decision h2{font-size:clamp(2rem,3.4vw,3rem)}.decision p{font-size:1.05rem;line-height:1.7}.decision .ask{background:#f6f0e5;padding:17px 22px;border-left:3px solid var(--gold);font-size:.98rem;margin-top:22px}.state-cases{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:25px 0}.state-cases>div{padding:22px;background:#f6f0e5}.state-cases strong{font:1.4rem Georgia;color:var(--green)}.state-cases p{font-size:.95rem;margin:10px 0 0}.playbook-next{display:grid;grid-template-columns:1fr 1fr;gap:70px}.source-note{padding:26px;background:white;border:1px solid #d9c8a8}.source-note h3{font-size:1.4rem}.source-note ul{padding-left:22px}.source-note li{margin:8px 0}.source-note a{color:var(--green)}.source-note p{font-size:.86rem;color:#515d55}
@media(max-width:850px){.playbook-grid{grid-template-columns:1fr}.playbook-layout{display:block}.playbook-index{position:static;margin-bottom:45px}.playbook-index nav{grid-template-columns:repeat(2,1fr)}.playbook-next{grid-template-columns:1fr;gap:35px}.playbook-principle .wrap{display:block}.playbook-principle strong{white-space:normal;display:block;margin-bottom:8px}}
@media(max-width:600px){.state-cases{grid-template-columns:1fr}.playbook-index nav{grid-template-columns:1fr 1fr}.playbook-hero{padding-bottom:50px}.playbook-card{padding:26px}}

.playbook-next{grid-template-columns:minmax(0,740px);justify-content:center}.playbook-next>div{max-width:740px}

/* Contact intake */
.contact-hero{padding:80px 0 60px}.contact-hero h1{max-width:880px;font-size:clamp(3rem,6vw,5.5rem)}.contact-layout{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(270px,.75fr);gap:36px;align-items:start}.contact-form-panel{padding:clamp(25px,4vw,50px);background:#fff;border:1px solid #d9c8a8}.contact-form-panel h2{font-size:clamp(2rem,3vw,2.9rem);margin-bottom:30px}.contact-form-panel form{display:grid;gap:20px}.contact-form-panel label:not(.form-consent){display:block;font-weight:700;font-size:.95rem;color:var(--green)}.contact-form-panel input:not([type=checkbox]),.contact-form-panel select,.contact-form-panel textarea{display:block;width:100%;border:1px solid #b5bdb6;border-radius:3px;background:#fffdf8;color:var(--ink);font:1rem Arial,sans-serif;padding:12px 13px;margin-top:8px}.contact-form-panel textarea{resize:vertical;min-height:145px}.contact-form-panel :is(input,select,textarea):focus-visible{outline:2px solid var(--gold);outline-offset:2px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-note{color:#4d5951;font-size:.9rem;margin:0}.form-consent{display:flex;align-items:start;gap:10px;font-size:.92rem;line-height:1.55}.form-consent input{margin-top:5px;accent-color:var(--green)}.form-consent a{color:var(--green);font-weight:700}.form-trap{position:absolute;left:-9999px;height:0;overflow:hidden}.form-submit-row{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.form-submit-row button{cursor:pointer}.form-submit-row button:disabled{opacity:.6;cursor:wait}.form-status{margin:0;font-size:.94rem}.form-success{color:#176146}.form-error{color:#9b3023}.contact-aside{padding:32px;background:var(--ivory);border-top:4px solid var(--gold)}.contact-aside h2{font-size:2rem}.contact-side-note{border-top:1px solid #d9c8a8;margin-top:35px;padding-top:25px}.contact-side-note h3{font-size:1.4rem}
@media(max-width:850px){.contact-layout{grid-template-columns:1fr}.contact-aside{max-width:none}}
@media(max-width:570px){.form-row{grid-template-columns:1fr}.contact-hero{padding:60px 0 45px}.contact-form-panel{padding:24px 18px}}

/* Homeownership decision paths */
.homeownership-choices{background:#fffdf8}.homeownership-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid #d9c8a8}.homeownership-choice{padding:clamp(30px,5vw,65px);background:#f6f1e7;display:flex;flex-direction:column;align-items:flex-start}.homeownership-choice-dark{background:var(--green);color:#fff}.homeownership-choice .eyebrow{letter-spacing:.14em}.homeownership-choice-dark .eyebrow{color:var(--champagne)}.homeownership-choice h2{font-size:clamp(2.1rem,3.6vw,3.4rem);margin:20px 0}.inner-page .homeownership-choice-dark h2{color:#fff}.homeownership-choice p{font-size:1.05rem;line-height:1.7;flex:1}.homeownership-choice .button{margin-top:16px}.homeownership-choice-dark .button{background:var(--champagne);border-color:var(--champagne);color:var(--green)!important}
@media(max-width:760px){.homeownership-choice-grid{grid-template-columns:1fr}}

/* Keep Charmaine's portrait directly below the official logo. */
.home-hero{grid-template-columns:minmax(360px,44%) minmax(0,1fr);min-height:720px}
.home-hero-identity{display:flex;flex-direction:column;align-items:center;min-width:0;background:radial-gradient(circle at 32% 24%,#ead8b7 0,#ddc49b 48%,#d3b88c 100%)}
.home-hero-identity .hero-brand{width:min(340px,100%);box-sizing:border-box;align-self:center;padding:10px 16px 12px}
.home-hero-identity .home-hero-image{width:100%;height:0;min-height:0;flex:1}
.home-hero-copy{background:var(--cream);padding:48px clamp(34px,6vw,96px)}
@media(max-width:900px){
  .home-hero{grid-template-columns:1fr;min-height:0}
  .home-hero-identity .home-hero-image{height:480px;flex:none}
  .home-hero-copy{padding:46px 32px 58px}
}
@media(max-width:600px){
  .home-hero-identity .hero-brand{width:min(320px,100%);padding:8px 16px 10px}
  .home-hero-identity .home-hero-image{height:min(105vw,430px)}
  .home-hero-copy{padding:38px 24px 52px}
}

/* A shorter homepage keeps the three visitor paths in focus. */
.home-path-card{min-height:290px}
.home-about-summary{padding:68px 0}
.home-about-summary-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(35px,6vw,90px);align-items:center}
.home-about-summary h2{margin:0}
.home-about-summary p:not(.home-kicker){font-size:1.12rem;line-height:1.7;max-width:580px;margin:0 0 21px}
.cm-framework{background:var(--champagne-light);color:var(--charcoal);padding:72px 0}
.cm-framework h2,.cm-framework h3{color:var(--forest-deep)}
.cm-framework .home-kicker{color:#76572f}
.cm-framework-grid{border-color:rgba(18,60,47,.3)}
.cm-framework-grid li{padding:22px 27px 28px;border-color:rgba(18,60,47,.3)}
.cm-framework-grid span{color:#76572f}
.cm-framework-grid h3{margin:18px 0 10px}
.cm-framework-grid p{color:var(--charcoal)}
.home-next-steps{background:var(--cream);padding:76px 0}
.home-next-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,7vw,110px)}
.home-next-grid>div+div{border-left:1px solid #d8c29e;padding-left:clamp(40px,7vw,110px)}
.home-next-grid h2{font-size:clamp(2.1rem,3.2vw,3.4rem);line-height:1.12;margin:0 0 18px}
.home-next-grid p:not(.home-kicker){font-size:1.04rem;line-height:1.7;max-width:500px}
@media(max-width:900px){
  .home-about-summary-grid,.home-next-grid{grid-template-columns:1fr;gap:25px}
  .home-next-grid>div+div{border-left:0;border-top:1px solid #d8c29e;padding-left:0;padding-top:30px}
}
@media(max-width:600px){
  .home-about-summary,.home-next-steps{padding:58px 0}
  .cm-framework{padding:58px 0}
  .home-path-card{min-height:260px}
}

/* Navigation and focused review refinements */
.home-nav a.apply-now-link,.nav-links a.apply-now-link{background:var(--green);color:var(--ivory)!important;padding:10px 15px;border-radius:3px;font-weight:700}
.nav-links{gap:18px;flex-wrap:wrap;justify-content:center}.home-nav{flex-wrap:wrap}.review-action{text-align:center;margin:30px 0 0}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
@media(min-width:901px){.nav{justify-content:center}.home-nav a,.nav-links a{font-size:.82rem}}
@media(max-width:900px){.home-nav.open,.nav-links.open{max-height:85vh;overflow:auto}.home-nav a.apply-now-link,.nav-links a.apply-now-link{align-self:flex-start}}